Author: Rumeur Publique

For 10 years EcoAct has been offering daily advice to the pioneers of the climate change economy to help them increase their competitiveness.  For this anniversary, EcoAct has invited its partners to a cocktail party in its new premises at 35 rue de Miromesnil in Paris.

 

Major groups, ETI, regions and government organisations, and more: EcoAct plans, deploys and steers implementation of carbon strategies, RSE policies and creative eco-innovations to transform the social and environmental challenges its customers face into performance drivers (channels of change, web developments, feasibility studies, carbon programmes, etc.).

EcoAct is the benchmark for business decarbonisation, the only one to have all three components in place: measurement, reduction, compensation.

 

 

For 10 years, EcoAct has been driven by the desire to change the “business as usual” rules, and has felt called to offer a strongly positive message on decarbonisation.

 

 

EcoAct has the ambition to establish virtuous working practice and responsible governance in organisations, so making the concept of eco-benefits into a tangible reality.

After an initial 7 year’s working together, the Ile de France public parks department (Agence des espaces verts d’Ile de France, AEV) reaffirms its trust in Rumeur Publique for a further 3 years.

 

 

The AEV protects and manages natural spaces in the Ile-de-France region.

The AEV is a public body, working for the Region, which designs and organises the land so that every local resident can live in a better environment in future.

 

Every day, AEV’s officers manage the forests and nature reserves to protect their wealth and diversity and protect agricultural zones around the city.

Saving the natural landscape is the business of everyone, so AEV carries out awareness-raising operations with its partners and with citizens.

• Turnover in 2015: 7.272 billion euros (+14% over 2014 and +11% in constant currencies)
• Operating income: 266 million euros (+21% over 2014 and +15% in constant currencies)
• Combined ratio: 97.9% (99% in 2014)
• 16,000 employees around the world
• Presence in 75 countries
• 40 million cases processed
• Objective 2020: 10 billion euros turnover and 500 million euros operating income

 

 

Allianz Worldwide Partners announces its financial results for 2015 and restates its ambitions to be achieved by 2020. The global turnover showed an increase of 14% over 2014 and 11% in constant currencies. All geographical zones and business sectors in the group have made a proportionate contribution to growth in 2015. Allianz Worldwide Partners is also showing a net improvement in its combined ratio to 97.9% and an operating income of 266 million euros, up 21% (+15% at constant currencies).

“2015 was another year of growth for Allianz Worldwide Partners with very satisfactory results, especially given the difficult economic environment worldwide. I want to thank all our teams, whose efforts have once more demonstrated our ability to serve all our clients, global or local, throughout the world”, asserts Rémi Grenier, CEO of Allianz Worldwide Partners.

 

Allianz Worldwide Partners: a unique combination of services, insurance and technology.

 

 

 Allianz Worldwide Partners is the new integrated package, offered in response to a world undergoing major changes. In an ever more connected and globalised economy, changes in consumer behaviour and vastly greater demands from partners, Allianz Worldwide Partners offers a solution designed to suit every market.

Every client is offered an original combination of service, insurance and technology, in the areas of recovery, global travel and health insurance, and car insurance.

“Allianz Worldwide Partners is one of the drivers of the growth of the Allianz Group in B2B2C. We now offer a unique, global product, already adopted by major groups to protect their customers and employers throughout the world” explains Rémi Grenier.

 

 

Solis growth in all sectors

 

 In 2015, every sector of the group reported growth: +19 % for recovery and travel insurance, +8% for vehicles +18 % for international healthcare.

Allianz Worldwide Partners grew its recovery and travel insurance by 19% compared to 2014 (14% at constant currency), reaching 3.176 billion euros. Its impact was particularly felt in the 67% growth in the “home and daily life” operation, and a rise of 42% in travel insurance in the United States. Operating income was 116 million euros, an increase of 14% compared to 2014.

The vehicle sector grew by 8% in 2015 (6% at constant currencies) with a turnover of 2.818 billion euros. Operating income showed the same progress, with 102 million euros and a rise of +17% on 2014. The growth in this business line relies mainly on major developments in Asia-Pacific (Australia, India and China) and in Europe (Germany, Netherlands and Switzerland). Two product lines helped particularly with business growth, extended warranties (+14%) and car insurance (+6%).

International healthcare recorded a turnover of 1.306 billion euros, a rise of 18% compared to 2014 (10% at constant currencies). The same applied to operating income which reached 65 million euros (+22% compared to 2014). This growth was supported especially by new and renewed partnership agreements and the launch of new products (corporate support, personal healthcare and international health insurance packages).

Presence on all continents

 

 The group continues to spread around the world. While Europe, the Middle East and North Africa still represented 62% of total turnover, the Asia-Pacific zone formed 25% and the Americas 13% of business in 2015.

Germany and Australia are competing for the top slot and each represents 16% of the group’s business, followed by France (11%) and the USA (8%).

In France, Allianz Worldwide Partners provides 11% of the total turnover for the group, with 784 million euros in 2015, and operating income of 36 million euros. The recovery and travel insurance sectors total 576.5 million euros, allowing Mondial Assistance to maintain its lead on the French market. For Mondial Assistance, this year marked the conclusion of the 2012/2015 strategic cycle and the unfolding of the new 2015/2018 roadmap, focussing on the customer and digital interaction.

A new strategy for big ambitions

 

 In January 2016, Allianz Worldwide Partners reorganised around 5 main business lines, 5 regions and 5 global functions to meet new demands of a constantly-changing world:

• 5 business lines
  • Travel insurance
  • Recovery
  • International healthcare
  • Automobile
  • Digital solutions and partnerships

 

• 5 regions:
  • Americas
  • Asia Pacific
  • Europe 1 (Northern Europe, Middle East and North Africa)
  • Europe 2 (Germany, Austria, Switzerland)
  • Europe 3 (Southern Europe, France)

 

• 5 global functions: Finance, Operations, HR/Communications, Audit, Strategy

This new organisation is headed by Rémi Gremier, Chairman & CEO, with a new, recently announced board.

Allianz Worldwide Partners is continuing its strategy to hold its leadership position and become the benchmark for customer-focused B2B2C. The group is now relying on 5 major strategic initiatives to accelerate growth and on which to base its development: recovery, reliant on an ever more connected world (the connected home and mobile in daily life), international healthcare, using the “Health in a box” solution, travel based on connected travellers, digital on the “Allianz for life” solutions and the vehicle on the connected car.

“Allianz Worldwide Partners is aiming to achieve a turnover of 10 billion euros with an operating income of 500 million euros by 2020, while maintaining a high customer satisfaction level (NPS of 70%) and the commitment of our employees around the world”,  finishes Rémi Grenier.

With its launch in Italy, PRÊt D’UNION has become the leading personal credit platform, not just in France but across Euope!

 

 

PRÊT D’UNION, leading personal credit company in France, announces the opening of its first office abroad, in Rome, Italy. After operating in France for 4 years, granting 320 million euros in credit to French households, Prêt d’Union makes its international development official. This makes it a global brand, so it has become Younited Credit. The launch in Italy will be followed up by an office opened in Spain at the end of 2016.

 

With these launches and the change of name, Younited Credit is now the leading pan-European consumer credit platform. It has now obtained its 4th banking approval, confirming its position as a “European Lending Club”.

Tommaso Gamaleri, the CEO of the Italian branch, is handling the launch there. Tommaso previously worked for 6 years for Bain & Company, before taking part in a start-up in the insurance sector, ConTe.it, the Italian subsidiary of the Admiral group. He was with the company for 9 years, as Managing Director and made a huge contribution to its development, growing the workforce from just 4 people to 600.

The Italian team already has 15 members. It has started really well: after the 1st month’s operation, credit finance is already 3 times higher than when the platform launched in France in 2011.

 

The brand’s DNA stays the same: to meet the needs and expectations of borrowers and investors as best as it can. Everything that worked before for the first launch has been duplicated in Italy. Younited Credit remains loyal to the values celebrated since the adventure began, which everyone can sign up to: speed, transparency, simplicity.

 Innovation also remains an integral feature of Younited Credit’s development, especially for its platform, a real “marketplace” for loans to individuals. The technology is developing all the time, gaining in efficiency and speed.

Since the end of 2015, every application is digitized. A specialist document recognition technology is used to check there is no supporting documentation missing from a loan application so that the client can be reminded at once if anything is missing. This new feature means that a credit decision can be made much more quickly.

 

Throughout the credit application process, Younited Credit also keeps applicants informed of the various stages by SMS, e-mail and in their client area on the website.

 

For investors, the launch of Younited Credit in Italy will soon allow European investors (French as well as Italian) to finance borrowers in Italy. The brand continues to make a contribution to financing the real economy: once invested on the platform, the money funds various projects very quickly.

The leader in on-line sales for new and second-hand cars continues to revolutionise the buying ans selling of cars, as it rolls out the first home delivery and collection service in France.

 

A unique experience in France

Aramisauto.com continues to transform the experience of buying and selling a car: after launching its innovative services such “Illico Collection”, “Satisfied or Reimbursed”, its “Aramisauto Collection” service, the 1^st second-hand vehicle reconditioning service and its platform for choosing, buying and selling a car, Aramisauto.com is now launching the 1^st ever home delivery and/or collection service throughout France*!

 

 

A brand-new, tailor-made service

AramisAuto is offering a brand-new service that will meet the expectations of ever car-owner:
– delivery of a second-hand, reconditioned car,
– delivery of a new car,
– delivery of a new or second-hand car, with collection of the old vehicle,
or
– collection of a vehicle, without purchasing a new car using the “Aramisauto collection” app

Simple and efficient for purchase and deliver “ready to drive”

 

The multi-brand, multi-criteria search engine on www.aramisauto.com lets the buyer choose sensibly to meet needs and budget. There are around 3000 new or second-hand vehicles available, from over 30 makes of car.
When an order is placed, the purchase can be made entirely or partly on line, by phone or in one of the 24 Aramisauto branches around the country. The customer can decide to come and collect a new vehicle at the nearest Aramisauto branch, or else have it delivered directly to his or her home address.
For a home delivery, the customer makes an appointment and receives the car on the chosen day and time, to the chosen address.
Aramisauto.com does all the necessary administrative work, including obtaining the vehicle registration documents.

A professional driver delivers the vehicle.

 

The driver does the full handover of the vehicle. Then the administrative documents are signed in the presence of the professional driver to ensure compliance.
“This brand-new home delivery service, with or without collection of the old vehicle costs only 198 euros, including all taxes, and meets a real need, especially for consumers who are some distance from our 24 branches around the country”, explains Guillaume Paoli, co-founder of Aramisauto.com. He adds, “It also satisfies the expectations of new customers, especially younger people, who are looking for greater buying convenience”.
Like cars delivered to the branch, those delivered to the buyer’s home address are also covered by the exclusive Aramisauto guarantee “Satisfaction or full refund in the first 15 days or 1000 km”.

Speed and reliability of collection for your old vehicle

 

With the “Aramisauto collection” app, the customer can also decide to have his or her old car collected when the new vehicle is delivered, with no need to travel, a very simple service.
The process is intuitive, and the car-owner is guided at every stage of the vehicle’s inspection.
Aramisauto sends the customer a firm collection offer within a maximum of 2 hours (Monday to Saturday 9am to 8pm).

Collection without buying a new vehicle

 

Once the documents have been validated on line (photocopy of registration documents and customer’s bank details), an appointment is made within the next 24 hours. The day of the collection,  a professional driver appointed by Aramisauto carries out another check to confirm the statements made on-line, and ensure compliance with the transfer documents. Payment is made by bank transfer within 24 hours of the vehicle being collected.

This brand-new service in France is another expression of Aramisauto.com’s desire to raise standards for the customer’s experience, by offering new choices to consumers in the car market.

 

*Delivery throughout mainland France, not including Corsica

Air-Indemnité, inventor and leader of air passenger compensation has chosen Rumeur Publique to support it in its press relations and social networking activities.

 

Air-Indemnité is the pioneer and leader for air passenger compensation.  Air-Indemnité services are framed by European regulations (CE 261/2004) in place since 2004 to provide protection for passengers.

 

For air passengers who have experienced delays, cancellations, missed connections or overbooking, Air-Indemnité will take over all the procedures on their behalf for claiming compensation, and increases their chances of success in France and abroad. With its expertise in the regulations concerned and the technology at its disposal,  Air-indemnité.com makes life easier for passengers by giving them a simple way to register their complaint on the website www.air-indemnite.com to receive compensation of up to 600 euros, according to the distance covered by their flight.

 

Since 2007, over 100,000 passengers have benefited from the Air-indemnité.com web service.

 

There is also a business site: in February 2016, Air Indemnité introduced its B2B solutions, designed for travel agencies, tourist guides, banks, insurance companies, consumer organisations and companies.